Your journey

Use this map to navigate around specific areas of this website. You can either click on the icon on the map itself or use the left and right arrows next to this text.

Joining the Scheme

You automatically join the Scheme the day you start working for the Company. Please click here for more information.

Opting out

Opting out is an important decision so please think carefully before you make this choice. For more information please click here.

Contributions

Maximising the contributions paid into your Personal Account can have a significant impact when you retire. Click here for more information.

Transfers in

If you have built up pension savings elsewhere, you may be able to transfer them into the Scheme. Click here to find out more.

Investment choices

Choosing the right investment funds for your circumstances is essential. Click here for more information.

Marriage, divorce and civil partnerships

Changes in your circumstances may impact your benefits within the Scheme Click here for more information.

Death benefits

Knowing your loved ones will be looked after in the event of your death is important. Click here to understand the level of protection the Scheme provides.

Promotion

Receiving a pay increase may be the time to reconsider the level of contributions you pay. Click here for more information.

Temporary absence

Absences from work need not affect your pension, click here to find out more.

Long Term Ill-Health

Should you become ill and unable to continue working, the Company offers a Long-Term Sick Pay scheme. Click here to find out more.

My retirement options

You have a number of choices when you retire. Click here for more information to help you decide.

Leaving

What happens if I no longer work for the Company? Click here for more information.

Journey to retirement Joining Opting out Contributions Transfer in Investments Relationships Death in service Promotion Absence Ill health Retirement options Leaving