This section covers the benefits available from the DC Section should you retire, leave the Scheme before retirement or on your death.

The final value of the benefits payable to you, and if you so wish, your Spouse, Civil Partner/same sex spouse or Dependant(s), will depend on several factors including:

  • The amount of contributions paid by you or on your behalf

  • Any cost of exercising any right to transfer your Personal Account

  • Any charges payable

  • The age at which you access your benefits

  • The performance of investments; and

  • Any cost of converting or taking your benefits into an annuity.